Central scheme
DAY-NRLM self-help group loan
Banks and RRBs, under DAY-NRLMAll India
Bank loans for women's self-help groups: ₹1.5 lakh first, then ₹3 lakh, then ₹6 lakh or more, at 7% up to ₹3 lakh.
What it is
Women SHGs get a first loan of ₹1.5 lakh (or 6 times savings), then ₹3 lakh, then ₹6 lakh or more as they repay.
No collateral up to ₹20 lakh. Up to 10% margin may apply above ₹10 lakh.
All IndiaCoverageYour SHG, block office or bankApply at7%Rate
Eligibility at a glance
Women self-help groups in rural areas
Group must be linked to DAY-NRLM
Apply at: Your SHG, block office or bank
Key facts
- Amount: ₹1.5 lakh first dose, ₹3 lakh second, ₹6 lakh+ after
- Repayment: 2 to 7 years, monthly or quarterly
- Security: None up to ₹20 lakh
!Information only, not financial or legal advice. Final terms are set by the lender. AgriFolk does not collect any fee.