Crop
Mandi prices and key benchmarks for crop value
PricesWhat your crop, your animals and your inputs are worth today.Open Prices Prices
Track agricultural prices across India.
Get real-time and historical market prices, forecasts and key price benchmarks to make better decisions.
Smarter price insights for a stronger tomorrow.Mandi prices and key benchmarks for crop value
Live rates for livestock and poultry
Key input and commodity prices for farming
Anticipate trends, plan better
Career
Build a career in agriculture.
Find the jobs that are open now, the exams worth sitting, the courses that lead somewhere, and the reading behind all of it.
A clearer path into agricultural work.Paid work, internships and volunteer roles
Dates, syllabus and study material
Courses you can join and what they teach
Farm finance
Find the money behind the season.
Check which government schemes you qualify for, what you can borrow and at what instalment, and the cover available for your crop and your animals.
Know what you can claim before you spend.Government schemes and your eligibility
What you can borrow and what it costs
Cover for your crop and your animals
Money for agriculture students
Help
Get help with AgriFolk.
Learn how each part of the site works, see exactly where every number comes from, and reach a person when something looks wrong.
A real person reads every report.Who runs AgriFolk and how to reach us
Help using the site and where the data comes from
What we store and the terms you are using
Loan EMI calculator
See what you will really pay, before you sign
Where your money goes
Loan vs interest
What you still owe
Balance left at the end of each year. Hover a bar.
KCC crop loan: repay on time vs late
For ₹1,50,000 over 18 months. 4% applies only to the first ₹3 lakh; the rest at about 11.95% (SBI).
You save ₹6,750 by repaying on time.
Compare with another loan
Tractor loans from NBFCs: ₹8,00,000 at 14% for 60 months.
Repayment schedule
First instalments shown. The full table downloads as a spreadsheet.
Before you sign, ask the branch
- Is this rate on a reducing balance or flat? A 12% flat rate is about 21.2% reducing.
- What are the processing and foreclosure fees? A 1.5% fee turns 12% into about 12.67%.
- Is the rate fixed, or linked to the repo rate or MCLR? Today: repo 5.5%, SBI 1-year MCLR 8.7% (7 Oct 2026).
- Up to ₹2 lakh, no collateral should be asked for on a farm loan.
Sources
From the AgriFolk Finance hub research report, checked 24 Sep 2026, and the official sources it names below. Reducing-balance EMI = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ − 1). KCC interest is simple interest, paid at harvest.
- EMI formulas and worked examples, Finance hub research report · 24 Sep 2026
- RBI current rates page (read by the AgriFolk collector) · 7 Oct 2026
- SBI MCLR page · 7 Oct 2026
- Cabinet decision on interest subvention (MISS) · 28 May 2025
Information only, not financial advice. Final terms are set by the lender.