Central scheme
KCC for animal husbandry and fisheries
All banks, RRBs and cooperatives, with MISS interest helpAll India
A KCC for the running costs of cows, buffaloes, goats, poultry and fish. Open to keepers without land.
What it is
This KCC pays for feed, medicine, labour and other running costs of animals and fish. It works like the crop KCC: a limit you draw from and repay.
Loans only for dairy or fisheries get the 7% (4% on time) rate up to ₹2 lakh, inside the overall ₹3 lakh subsidised cap.
There are 39.22 lakh animal husbandry KCCs and 4.82 lakh fisheries KCCs in use (PIB, 11 Mar 2026).
All IndiaCoverageAny bank branch, RRB or cooperative bankApply at4%–7%Rate
Eligibility at a glance
Dairy farmers and livestock keepers
Poultry keepers
Fishers and fish farmers
Keepers without land can apply
Apply at: Any bank branch, RRB or cooperative bank
Key facts
- Amount: ₹2 lakh subsidised, inside the ₹3 lakh overall cap. SBI lends below ₹50 lakh at its own rate above that
- Repayment: Revolving limit, renewed yearly
- Security: None up to ₹2 lakh; mortgage above ₹2 lakh at SBI
!Information only, not financial or legal advice. Final terms are set by the lender. AgriFolk does not collect any fee.