Central scheme
e-NWR pledge loan (CGS-NPF)
WDRA-registered warehouses and banksAll India
Store your produce in a registered warehouse, get an electronic receipt, and borrow against it instead of selling at a low price.
What it is
You keep your harvest in a WDRA-registered warehouse and get an electronic negotiable warehouse receipt (e-NWR). The bank lends against it.
The guarantee is 85% up to ₹3 lakh and 80% up to ₹75 lakh for small, marginal, women, SC, ST and disabled farmers; 75% for others. SBI: about 8.85% for 12 months.
All IndiaCoverageYour bank, after you get the e-NWRApply at8.85%Rate
Eligibility at a glance
Farmers with produce in a WDRA-registered warehouse
Apply at: Your bank, after you get the e-NWR
Key facts
- Amount: Agri loans up to ₹75 lakh guaranteed
- Repayment: Up to 12 months
- Security: The warehouse receipt
!Information only, not financial or legal advice. Final terms are set by the lender. AgriFolk does not collect any fee.