PM Suraksha Bima Yojana (PMSBY)
Banks and post offices, with public insurersAll India
₹2 lakh accident cover for ₹20 a year.
What it is
Pays ₹2 lakh for accidental death or total disability and ₹1 lakh for partial disability. PMSBY has 57.11 crore enrolments.
Eligibility at a glance
Age 18 to 70
A bank or post office account
Apply at: Bank, post office or jansuraksha.gov.in
Key facts
- Covers: Accidental death or disability
- Claim: At the bank
- Helpline: 1800-180-1111





