Atal Pension Yojana (APY)
Banks and post officesAll India
A guaranteed pension of ₹1,000 to ₹5,000 a month from 60, for people who do not pay income tax.
What it is
Your monthly payment depends on your age at joining and the pension you choose.
Eligibility at a glance
Age 18 to 40
Not an income taxpayer
A bank or post office account
Apply at: Bank or post office
Key facts
- Covers: Old-age pension
- Claim: Starts at 60
- Helpline: 1800-110-001





