Central
PM-Vidyalaxmi (education loan)
Department of Higher Education, with banksAbout 860 top institutions
An education loan with no collateral or guarantor, and 3% interest help up to ₹10 lakh for family income up to ₹8 lakh.
What it is
For students admitted to about 860 top institutions. The government gives a 75% guarantee on loans up to ₹7.5 lakh.
About 860 top institutionsCoveragepmvidyalaxmi.co.inApply onAny timeDeadline
Eligibility at a glance
Admitted to a listed top institution
Interest help for family income up to ₹8 lakh
Apply at: pmvidyalaxmi.co.in
Key facts
- Study level: UG, PG, PhD
- Amount: No-collateral loan; 3% interest help up to ₹10 lakh
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